Classy Frugality

Making the most of life while living on a budget

Category: Saving Money

My Five Favourite Meat Substitutes

We all know meat is expensive.

Yet somehow, most of us just keep buying it and complaining about it. I know I do sometimes.

Today’s blog is about hope. About doing something about the thing we complain about. Here is the solution: do something different. Don’t just keep buying something you hate paying for. Make a change!

Fred and I have been on a tight grocery budget for years as we have been paying down our enormous pile of debt. We only spend $60 a week on food. That means we need to be creative with our protein, especially here in the Great White North where things are more expensive!

We try to do at least one meatless meal per week to cut down on grocery costs. We don’t really like tofu, so we’ve learned to use some things that are a bit tastier for us but still pack a protein kick. Here are some of our favourite meat substitutes so we still have enough protein in our diet to get out of bed in the morning.

Cheese

Photo 2016-04-11, 5 08 40 PM[We aren’t fancy cheese people. Judge our No Name marble cheese all you want, but we like it.]

It seems simple, but cheese is a great protein source, and so good! You can use it to make your own healthier version of Kraft Dinner (Mac and Cheese) or put a pile of it on a baked potato. We also like to put cheese in potato soup, cream cheese in certain chili recipes, and sometimes just eat cheese and crackers. It’s fantastic.

Lentils

Photo 2016-04-11, 5 07 52 PMLentils seem kind of weird, like something hippies would eat. They probably do…they know how to get protein on a budget! Lentils are a great source of protein (25g per 1/2 cup – that is three times more than a cup of whole milk!), and they don’t have much flavour, which means they pick up on the flavour of things around them. The easiest way to get lentils in your diet is in soup or stew – make a big pot of lentil veggie soup and cook up some biscuits to go alongside – cheap and hearty!

Chickpeas

Photo 2016-04-11, 5 10 55 PMI devoted an entire blog to chickpeas where I teach you how I buy chickpeas in a giant bag (for $5), cook them in batches in my crockpot, and use them all the time. Each cup of chickpeas (also called garbanzo beans) packs 12g of protein. Our favourite ways to use chickpeas are instead of chicken in stir-fry, and to replace some meat in our crockpot chili recipes. You can barely taste them, and they keep you full for hours!

Beans  

Photo 2016-04-11, 5 09 15 PMSimilar to chickpeas, I also buy bags of uncooked beans, cook them in the crockpot, and keep them in freezer for when I need them (this picture is a jar of frozen black beans). Beans have endless possibilities – you can use them on salads, in quesadillas, in chili recipes, or to make a tasty dip for chips or tortillas. If you want to get really creative and unconventional, I’ve heard good reviews of using black beans to make gluten-free brownies or to make your own burger patties. Choose your level of comfort with this magical fruit.

Eggplant

Photo 2016-04-11, 5 10 20 PMThis isn’t my go-to meat substitute, but one I have used before. I bought the eggplant in this picture for $1 and used it in a batch of spaghetti sauce instead of beef. Eggplant has the feeling of being more substantial, and like lentils and chickpeas, soaks up the flavour of whatever is around it. Easiest way to incorporate eggplant in your meal plan is Italian food – spaghetti, lasagna, and other pasta dishes.

These are a just a few of my simple suggestions for meat substitutes. I’d love to hear from you – you’re welcome to leave a comment below to share your own meatless ideas!

How to Travel on a Budget (Part 2)

Photo 2015-09-01, 4 52 58 PM3 months ago I shared how to travel on a budget, particularly when it comes to trips where you do mostly driving in your own country. However, many times travel involves flying and going international.

My family and friends know that I travel a lot for my job, which is great fun for me and such a privilege. In my many travels, I have learned a few things about budgeting and saving money on an international adventure, and I want to share some of my tips with you today!

1. Bring your own food. Airport food is a rip-off. Some of you may already know this, but it is ridiculous. Sometimes you have no other option but to buy a meal in the airport, and that’s the way that it goes, but sometimes you have the luxury to plan ahead.

If it works with your travel schedule, bring a meal or snacks that you made at home or purchased at the store. Even buying snacks like chips and granola bars at the grocery store ahead of time will save you a ton of money compared to the prices in the airport and on airplanes. (I never travel without a snack in my bag – you never know when you’ll need to eat something and you’ll thank yourself when your only option is a $4 bag of chips or a $3 bottle of water!)

I once saw a peanut butter and jelly sandwich at an airport for $5. Let’s stop the madness – bring your own food (and water bottle) if possible.

2. Think about what souvenirs you want to buy ahead of time. Knowing what kinds of gifts and souvenirs you want to bring home before you go shopping is a great thing to do to help you eliminate unnecessary shopping. When I am in a local market or souvenir store, I want to buy everything because it all looks so cute and fun. One of the things I ask myself when I am looking at something I want to buy is “Will this still be cool when I get back home?” Usually the answer is no.

Photo 2015-05-10, 1 57 47 PM (1)If you travel a lot, it may be helpful to think of one thing that you like collecting or buying for certain friends and family members that can be your “go-to” souvenir. For me, I really like nativity scenes, and can usually find ones that are decently priced when I travel. These are a fun decoration that I bring out for just a month or so every year, and they remind me of the place I visited (see the llama one I picked up from Peru – hilarious!).

For some of my good friends, I always buy them some kind of carved or crafted bird (usually a duck if I can find it). Knowing what I want to buy allows me to have a focus when I shop for souvenirs so that I am not distracted by all of the “cool” things I could bring home.

3. Think local. If you’re able to find a nice local who will show you around town and show you where the locals shop – you’re bound to get a better deal. Tourist markets often have marked up prices because they assume that you as a tourist might not know better. Having a local friend will change the price that you’re given at a market.

Even better is if you have a few phrases memorized in the local language so that you can bargin like a pro!

4. Dive into the culture. Don’t just hang out with all of the white people – go to local places to experience culture and food. You’ll save a bit of money eating local, and you’ll have a much more authentic experience of the place you are visiting. The best tacos I ever had in my life were outside of someone’s house on a little street in Mexico. My Mexican friends trusted the owners and went with me – and we had the most delicious meal without spending much at all!

5. Research. Make sure you do a little researching beforehand to know what you want to see when you are there so that you can plan your trip out before you go.

We once had a layover in London overnight, and Fred researched a fun local restaurant to eat at and printed a map of the subway before we went so that we knew what we were doing. It ended up being so helpful to have a route mapped out because we didn’t have a lot of time to see the sights!

6. Bring US dollars to exchange for local currency. For my American friends, this makes sense, but it’s a good reminder for those of us who live in Canada. Many places don’t take Canadian money when exchanging, so it’s good to save the hassle and come prepared. You’ll save a hefty bank fee and a headache.

These are just a few of my tips for travelling! What are some of your travel tips? Comment below – I’d love to learn from your experiences! 

How We Went to Disneyland on a Budget

Photo 2015-07-23, 11 19 10 AMTwo weeks ago, we were in the magic kingdom.

In my last post, I mentioned that we went on a road trip (which I will share more about in my next post), and on this trip we had the privilege of going to Disneyland for a day. I wanted to share with you some of the ways we saved money and how we were able to go while in this season of paying off our significant amount of debt.

We were traveling to the Southern California area to visit family anyways, so that automatically made our decision easier. We didn’t have to buy plane tickets, which is a huge factor for most people in going to the park.

We were going to be less than 30 minutes away from Disneyland, and Fred and I had been wanting to go for years since we were both children last time we went to Disneyland. We decided it was worth it since it was a dream of ours, we had family nearby that we could stay with and we were already going to be so close. It seemed like a no-brainer, even though we are on a budget and still have around $27,000 in debt to pay off.

Sometimes, even when you are on a budget, you sacrifice for the things that will make a dream of yours come true. (Click here to tweet that.)

In order to go, we knew we had to budget and plan for the day. We learned a few things and gleaned a lot of wisdom from people, and I wanted to share some of our money saving tips with you! Here they are:

Photo 2015-07-10, 11 35 45 PM1. If possible, stay with family or friends who live nearby. My grandparents are literally a 20 minute drive away from Disneyland, so we were able to stay with them for free and drive in and out easily, without having to book a hotel. I realize this is not an option for everyone, but for us, it helped save a bundle.

2. Snag a discount ticket if you can. Now, tickets will rarely be more than 1-10% off, but if you have some kind of discount, only if it’s a few dollars, take it.  MouseSavers is a great website that outlines tons of discounts. We were blessed to receive a large portion of our tickets as a gift from someone, who generously paid for the bulk of our tickets after we had some unexpected car repairs on our trip. Another option would be to save up Christmas/Birthday money for a ticket.

Photo 2015-07-10, 7 55 55 AM3. Stay as long as you can. The park opens at 8:00am and closes at 12:00am. Since tickets are $99 USD each, we wanted to make the most of our day there. We arrived before rope drop (opening of the park) and stayed until the park had officially closed to ensure that we made every minute of our 16 hours there count!

4. Don’t buy meals in the park. Now, this may seem obvious, but it is a huge money saver. We had breakfast before we went, and brought sandwiches for lunch and dinner. You are allowed to take food in, so we packed our backpack full of sandwiches, crackers, fruit, and granola bars so that we didn’t have to buy any food there.

If we had bought meals, we would have easily spent $8/meal per person (at least $32 total). Every dollar counts when you’re on a budget! The one exception we made was splitting an ice cream in the heat of the day ($6.15 USD). A small treat that was worth every penny.

5. Parking can be free. We didn’t do this, but I have heard that you can park at Downtown Disney for free for 3 hours. If you want to pop in and out to move your car to save the $17 USD parking fee, you can. For us, it was more worth it to spend as much time as we could in the park, but this is an option.

Photo 2015-07-22, 8 15 17 AM6. Think about souvenirs ahead of time. There is literally so much stuff that you could buy at Disneyland. Some of the rides even exit through a gift shop. For me, I wanted one small souvenir to remember our day, so I used a Starbucks gift card to buy a Disneyland mug. This  was exactly what I wanted, and I didn’t actually spend any of my own money. It was the perfect token to take home!

We don’t have children, but if you did go with children, I would suggest that you allow them to either have a price limit (ex. $15) or allow them to buy only one reasonably priced item so they walk away with something small to remember the day, but not something from every store.

A friend of mine said that as a child, her parents gave her “Disney Dollars” that she could spend on snacks or souvenirs in the park, and once they were gone, that was it. This option gives children a limit while still allowing them to walk away with something special. You could also give yourself Disney Dollars if this would help you really stick to your budget!

Overall, it was a magical day, and was definitely worth it for us to put this in our budget. Below is a breakdown of what we spent in the magic kingdom (a bit more than it would be for our American friends, since we live in Canada and the exchange rate is 1.30 right now).

Photo 2015-07-09, 4 04 47 PMTotal spent in CAD: 

$259.78 (tickets)

$22.10 (parking)

$8.00 (ice cream)

$1.34 (postcard)

Total before gift: 291.22 CAD

– $200 (gift towards tickets)

Total we spent: $91.22 CAD

Totally worth it to make our dream come true!

Do you have any tips on saving money in Disneyland or any other theme parks? Leave a comment below and share your wisdom!

Ode to the Library

Some people have been using one of the best free resources out there.

I wasn’t one of them.

I knew that the library was awesome, and that there were a lot of great things that you could check out, but I didn’t quite believe it or utilize it.

Don’t get me wrong – I didn’t go out and buy a bunch of books or movies, but I was missing out on the cornucopia that was available to me.

When we moved to Abbotsford, we realized we were a 5 minute walk from the library, and my dear husband encouraged me to go with him one night to check it out.

I fell in love that night.

I walked into the library and realized that there were a ton of free resources available! I could rent a movie, check out a book, learn about whatever I wanted to, and not spend a single dollar. It was mind-blowing.

Let me tell you some of the perks of and the resources that the library offers:Photo 2014-09-06, 5 57 01 PM

1. It’s FREE.

I know that sounds funny, because it’s common knowledge, but seriously people – FREE. When you are getting out of debt, this should be music to your ears.

2. Expansive book collection

This is what a library is known for – but for me, this has always been something I have loved. I could spend hours in a bookstore – I love that I can find books on any topic that I can read and learn from.

3. DVD collection

Okay – seriously – you can check out movies and seasons of shows from the library. We’re not talking just old movies – I rented some great movies and shows that have been released in the past 2 years that I either wanted to see or had seen and didn’t own.

I know that a lot of people have Netflix these days – but we don’t. So when we want to watch a movie, we go to a mom-and-pop video rental place and pay $1 or $2 – which is still a good deal compared to going to the theatre. But it can’t compare with free.

(P.S. We rented Downton Abbey – what could be better? They had all three seasons – that’s hours of fun right there!)

4. Exercise DVDs

I’m working on being more healthy and exercising more, and I’ll admit that sometimes I would rather not leave my house. But, I can rent DVDs that I can work out to in the safety of my own home. I can rent new ones all the time and not get sick of a workout. (Bonus: I can turn it off if I’m done – not worrying about walking/running home or driving home from the gym!)

5. Free internet

If you don’t have internet in your house, usually, you’d go to Starbucks, right? (I would/do when I need to.) Instead, you can get an hour of free internet access at the library. Total score. (No coffee buying required!)

6. Books on tape/CD

If you commute a lot and wish you had time to read books, consider books on tape! You can listen while you drive or transit, and “read” all those books that you’ve always wanted to get around to.

7. Bonus: Fraser Valley Regional Library

If you live in the Lower Mainland, all the FVRL branches are connected, so you can check out books/movies/resources from any branch in the LM.

So if you live near a small branch (like, cough, Walnut Grove), you can reserve books from other branches and not miss out on all the great things that are out there!

The Verdict

I’m in love with the library. I want to go every week.

I know that I’m usually really frugal, but I am working on saving money wherever I can. I believe that the library can help me fill the void inside of me that wants to rent movies and get new books without spending a penny.

Now that’s a good deal.

Stay connected and interact with the blog! 

  • Leave a comment below to tell me how you feel about the library. 
  • You can also tweet me (@classyfrugality) to share your thoughts. 
  • Also, make sure to subscribe to my e-newsletter to make sure you never miss a post!

How To Shop For Produce on a Budget

Note: This is part of the “How To – On a Budget” series. Click here to read more ideas for doing life on a budget (building a wardrobe,  having a baby, and giving gifts).

We’ve all heard it: “Get your 5-a-day!”Photo 2014-07-08, 6 18 49 PM

But let’s be honest. Sometimes it’s hard to invest in produce when it seems so expensive.

Today I’m going to share with you some of my tips and tricks for shopping for produce on a budget so you can have a happy and healthy life and diet.

1. Shop local.

I usually shop at a local produce stand as opposed to picking up my fruits and veggies at whatever store I’m already in. The prices are better, and there are usually options to buy from local farms, which is cheaper than importing from other countries.

2. Shop discount. Photo 2014-07-08, 6 19 15 PM

I love the discount section! I have found some truly amazing things in this section. It’s usually on a shelf away from normal sight, so hunt for it or ask an employee. This is where the produce that is going bad gets put. Sometimes you find moldy and mushy things, but other times, you find things that still have a bit of time left in them.

This picture is an example of a really good day on the discount shelf. I got a bag of perfectly good tomatoes, delicious plums, just ripe mangoes, organic bananas, and local strawberries. Each item was $1.00 – total score!

If you do find some items that are only going to be good for a day or so, buy a bunch of veggies to make a stir-fry or make a batch of jam with ripe fruit.

3. Shop in bulk (for certain things). Photo 2014-06-25, 4 48 47 PM

I buy certain things in bulk that I know I will use and that won’t go bad. Some good examples are apples, potatoes, carrots, and onions. These items last a long time, and I use them on a regular basis. Make sure to store them in a cool, dry place or in the fridge to make sure they keep.

Buying things in bulk will save money. Take potatoes for example. Instead of paying $1.40/pound, I buy a 10 lb. bag for $3.50-$5.00. This lasts me a long time, and I pay 1/3 of the price with the bulk option.

4. Shop smart (don’t overbuy). 

Sometimes I get so excited about the discount section, or I want to try new things, and I buy too much. This wastes money if you let it sit in the fridge and it goes bad. I generally shop twice a month for produce, spending about $20-$25 each time. That means $40-$50 gets my family our 5-a-day for a month – what a deal!

Now it’s your turn! What tips and tricks do you have for shopping for fruits and veggies?

Snack Time

I don’t know about you, but I get hungry in between meals.

It seems that when I get hungry, I also get grumpy, and we’ve come to realize that Fred I often fight more when I feel hungry. To avoid these unnecessary fights, I’ve started thinking through some snacks that have protein and are healthy, don’t cost a fortune, and that I can throw in my purse and go.

I bought a few things that I like that I thought would fit well together, and put together my own little snack bags. I wanted to share some tips, and some things that I learned from this adventure.

Ready? Here we go:

1. Buy some well-priced, healthy ingredients for your snack bags. Also, buy or find some small plastic bags or tupperware (I chose the “snack size” ziplock bags). 

I chose pretzels, dried apple rings, dried cranberries, chocolate chips, and honey-roasted peanuts. 2014-05-12 14.29.00

2. Start with one ingredient and divide them among your bags. 

I made 10 little bags – 5 for me, 5 for my husband, which would last us about a week. I started with the pretzels. 2014-05-12 14.32.263. Divide your other ingredients among them.

I divided one ingredient among all the bags, then moved on to the next, to save time.2014-05-12 14.37.07 2014-05-12 14.36.57

4 . Enjoy! 2014-05-12 14.39.37

I wanted to make sure I spent a reasonable amount on these bags, as we try to keep our grocery budget as low as possible.

Here’s my price breakdown: 

Apple rings: $4 (I used the whole bag)

Pretzels: $1.25 (I used the whole bag)

Honey-roasted peanuts: $5 (I used 2/5 of the jar)

Cranberries: $8 (I used a very small amount of this bag, probably around $1.50)

Chocolate chips: $10 (Again, I used a small amount, probably around $1.25)

Total: 

$4 (apples)

$1.25 (pretzels)

$2 (peanuts)

$1.50 (cranberries)

$1.25 (chocolate chips)

= $10

So, each bag cost me about $1 to make. $1 to make sure that I have a blast of protein and avoid a fight with my husband? Totally worth it. 

 

Now it’s your turn – leave me a comment to let me know about your snack tips! You can also tweet me (@classyfrugality). 

How We Moved and Turned a Profit

Some of you know that we made a radical decision to move to another town to save money, be closer to Fred’s job, and sell a car. (You can read all about it here if you missed that post)

As promised in my previous blog about our moving day, I wanted to share a few things we learned about moving expenses and selling things, and encourage any of you who want to make a change!

When we decided to move, we knew we would need to downsize, going from a 2 bedroom to a 1 bedroom, so we made a list of things we could sell to make space and get a bit of cash to cover moving expenses. That’s when things got crazy. 

Once I realized how easy it was to sell things on Craigslist and how much stuff we could part with, it became like a part-time job. I started combing through our stuff, managed my ads, listed things on eBay, and arranged for pick-ups.

Many of the things we sold we got for free or paid very little for, but they were worth something to someone else. As I was parting with the items, I was so grateful that I could give someone else a good deal and have less to move to our smaller home.

Here are some of our best sales:

IMG_1320Piano

We wanted to keep this but realized it would cost too much to move and we weren’t that attached to it. We received it as a gift and sold it for $300. I’ve never regretted this, and the piano has a new happy home with a family of 4 kids who will use it well.

Graphing Calculator

I found one in our desk drawer and figured it could be worth something to someone. Sold it for $50, and we never even used it!

IMG_1233Our Table

We found this table on the side of the road and realized its beauty and potential right away. In addition to having lovely chairs, it has a leaf to expand the table. We realized this wouldn’t fit in our new home, so we sold it for $75, then bought a smaller one for $35. It was sad to see it go, but the new owner was happy and now that we’re in our new home, I know we made the right decision.

IMG_1297Lawn chairs 

I found these on the side of the road (you can find the best things for free on the side of the road!) and didn’t really use them too much. I spent a few minutes scrubbing off the dirt and mold (because it rains so much here, mold is common for anything you leave outside) and then sold them to a friend for $10. I know she’ll use them, and I didn’t have room for them in our new house anyways!

In total I’ve sold 27 items and reached $898 in total sales – I was surprised at the amount of things that I was able to part with and how much I could make in about a month!

I have a few more items to sell, but I’m happy that this “project” not only allowed us to get a few things out of the house and a bit of extra cash, but also helped us pay for the inevitable moving expenses (moving truck, pizza for our friends, extra rent money for staying in our place a few days past the first of the month, and meals on moving day).

So here’s my encouragement to you: even if you feel like you don’t have anything of value, try finding a few things you’d be okay to part with, and get started selling them! It’s not too late to get organized and make some extra cash.

Leave me a comment below to let me know what your best sale has been! I’d love to hear from you.

Also, don’t forget to subscribe to my newsletter so you never miss out on a post! You can also tweet me (@classyfrugality) to stay connected and follow me to hear my thoughts.  

Moving Day & Our New Home

Last weekend we said goodbye to our home of 4 (5 for me) years, packed up our stuff, and brought it to our new home. (Click here to read about our decision to move

Seems simple, right? Well…

We had our share of adventures on that day, and I want to share a few of them with you, along with a few thoughts about our new pad.

First of all, renting a moving truck was not as easy as it seemed. We reserved a moving truck through a company (who shall not be named to honour them), but when we arrived our truck was not there. Long story short, we had to drive to 2 other cities (ending up in Burnaby/Vancouver), and got a truck that was twice the size that we wanted. We did however get $50 off, which was nice.

Photo 2014-05-03, 3 07 33 PMWe had some amazing friends help us move all of our stuff from one home to another. We bought Timbits and pizza out of our “moving expenses” envelope (which came from some of our moving sales – I’ll share more about that in my next blog!) and it was worth every penny. Wish we could have had a lovely steak dinner for all of them. Fred had arranged that I facilitated the cleaning process at our old home, so I literally didn’t have to lift a single box all day. It was fantastic. If any of you are reading this (you know who you are) THANK YOU so much!

The unpacking process is slow but steady. As I sit here typing this blog, I’m surrounded by boxes in our living room – the last of the ones that need to find a place in our new home. I had hoped we would be all unpacked sooner, but it’s been nice to organize and decide where to put everything. We hope to be done by the end of the weekend. Photo 2014-05-04, 10 45 36 AM

Here are some pros and cons about our new home:

Pros: 

  • Way more cabinet space – everything fit in my kitchen and I don’t have to have a makeshift “pantry” that I hide behind the TV anymore (yay)
  • Better storage space & bigger closets (our old home had teeny tiny closets and no coat or linen closet, and here we have a great little storage room, a coat closet, linen closet, and a big enough closet to share in our room)
  • Super affordable rent ($410 less than what we were paying in Langley)  Photo 2014-05-04, 10 45 45 AM
  • A clearly defined kitchen/dining room (which made room for Fred’s grandmother’s china cabinet that just wouldn’t fit in our old home)

Cons: 

  • Not having a backyard (or a compost)
  • Having to pay for laundry (you don’t know what you got ’till it’s gone!)
  • Having a utilities bill (we still don’t know how much we’ll be paying)
  • A smaller oven, fridge and freezer (I had to get rid of my “normal sized” cookie sheets, but my casserole dish still fits, so I’m happy)

Overall, we feel happy and at home here. It’s been nice to downsize and decide what’s really important to us. Once we have everything all sorted, I’d love to share some pictures with you!Photo 2014-05-05, 8 24 50 PM

For now, you can see our boxes piled in the kitchen and all our our furniture in a big pile in the living room to give you a taste of how crazy it was in here!

Don’t forget that there are some ways you can get involved with Classy Frugality!

Thanks to you all for reading and supporting me on my frugal journey!

We’re Going Gazelle

It’s official – we’re moving. 

We have been working towards paying off our debt (officially) for about 2 years, but we’ve felt that we don’t have enough traction, and that our expected debt pay-off would be 4 or so more years.

That wasn’t good enough for us. We want to be out of debt NOW. 

So, we decided that we’ll move to another city 20 minutes away, which is closer to Fred’s work and offers us a place that is $400 less in rent. This option also allows us to sell a car and save on car insurance and gas every month, moving up our projected debt pay-off to approximately two years. 

We’ve had moments of uncertainty and disappointment in leaving a city and a basement suite that we love. We’ll be further from friends and will be moving to a city that we’re not sure we love yet, but our desire to get out of debt is greater. We’re clinging on to each other and jumping into a new life that will be scary yet satisfying.

We’re doing what Dave Ramsey calls “going gazelle.” We’re running as fast as we can from our remaining $56,000 of debt so that we can stop being under the burden of our large monthly payments. Being in debt has stopped us from having financial security, from starting a family, and from being as generous as we want to be. We’re sick and tired of being sick and tired. 

So, in less than a month we’ll be in our new home. We’ll have sold some stuff, downsized from 2 bedrooms to 1, and will be further away from our community. We know that these sacrifices will be hard, but worth it. We’d appreciate your support as we make this move and get our debt-free life started as soon as possible.

I made these papers that show us how much we have left to pay off on our debts about 2 months ago. This inspired us to get thinking about what kinds of crazy things we could do to pay off our loans faster. This silly little thermometer on a piece of paper keeps us motivated to pay more and more each month until the debt is gone and our life without debt can begin. (*We’re still missing our largest $30,00 loan – I wanted to take it one or two steps at a time!*) 

IMG_1224

On your mark, get set, RUN! 

What is the craziest thing you’ve ever done to save money or to pay off debt? I’d love to hear your stories! Leave a comment below. 

© 2017 Classy Frugality

Theme by Anders NorenUp ↑

Facebook Iconfacebook like buttonTwitter Icontwitter follow buttonFeel free to follow!